11952 E Cherokee Dr Ball Ground, GA 30107
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About this home
PRICE IMPROVEMENT! Appraisal in hand! Come see it today before it's gone! Charming Ranch in Ball Ground with Sunroom, Workshop & No HOA Welcome to this ranch-style 4-bedroom, 2.5-bath home on 0.73 acres with no HOA in Ball Ground. Enjoy single-level living with 2,468 sq ft designed for comfortable living in a peaceful, rural setting. The kitchen offers plenty of cabinet space and flows into a large sunroom overlooking the private backyard, perfect for enjoying your morning coffee or relaxing in a bright, inviting space. A finished basement with its own private entry and exit adds flexibility for a guest suite, home office, or additional living area. One of the standout features of this property is the detached, two-story workshop with a garage on the lower level and a spacious upper level for hobbies, woodworking, or extra storage. The large front yard is ideal for enjoying Georgia sunsets or gardening, all with the freedom of no HOA restrictions. Conveniently located with daily needs close by: Kroger is just 1.4 miles away (approximately 4-minute drive) Canton Marketplace is approximately 7 miles away (10-12-minute drive) for shopping, dining, and retail Northside Hospital Cherokee is about 10 miles away (13-15-minute drive), providing easy access to medical care Located near Canton and downtown Ball Ground, this property offers space, flexibility, and the lifestyle you've been looking for while keeping everyday conveniences within easy reach.
Source: GAMLS #10562776
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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