11978 Climbing Fern Ave Riverview, FL 33579
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About this home
Welcome to your dream home in the heart of Riverview, Florida! Nestled within a prestigious gated community of Waterleaf, this exquisite 6 bedroom, 6 bathroom, 3 car garage, 2-story residence boasts 5000 sq ft of luxurious living space, a private pool, and perfect location, promises both convenience and serenity. Plenty of room for the family and options galore! This home offers ample room for comfortable living and entertainment. As you step inside the gracious double-door entry, you'll be captivated by the open floor plan that seamlessly connects the living, dining, kitchen areas, with the outdoor covered lanai. On the main floor you have your open kitchen/living room concept, formal dining room, office, large walk in pantry, butler area with wine cooler, Bedroom and bath, and guest quarters including a full bath, allowing guests plenty of privacy when visiting. Upstairs you'll find your family room/loft, four bedrooms, four full baths and large laundry room with wash sink and washer/dryer. Your ensuite master bedroom includes double vanities, a MASSIVE walk in closets, glass and tile stand up shower and separate jacuzzi tub. Step outside to your own private haven a sun-soaked backyard paradise featuring a pristine private screened in pool and covered lanai. Imagine soaking up the Florida sun, taking refreshing dips, and hosting unforgettable poolside barbecues. The large corner lot offers extra room for outdoor activities! This exquisite home also offers a central vac cleaning system, reverse osmosis drinking water, whole home water softener, pre-wired security system. Nestled in the highly desired Waterleaf community featuring state of art clubhouse, sport lots/fields, playgrounds, dog parks, resort style pool, fitness center, and walking/jogging trails. Close to shopping, restaurants, I-4, I-275 for quick commute to Downtown Tampa, Clearwater & St. Petersburg, boasting Floridas most famous beaches.
Source: STELLAR #TB8412203
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.