11979 Luna Rd Victorville, CA 92392
Your savings
About this home
Remodeled Dream Home: 3BR+Office/Den, 2BA, 1736 sqft in Victorville – Turnkey & Professionally Landscaped! Step into this meticulously upgraded and remodeled home, built in 2002 and boasting 1736 square feet of modern living space on a generous 5628 square foot lot. This isn't just a house; it's a completely transformed interior and exterior with three spacious bedrooms, two bathrooms, and a versatile office or den, perfect for working remotely or creative pursuits. The indoor laundry room comes complete with a washer and dryer, included for your convenience. Enjoy tile flooring in the kitchen, bathrooms and laundry room. Complemented by plush, new carpet and padding throughout the rest of the home. The interior has been Professionally painted (Behr/Even Better Beige) creating a bright and inviting atmosphere. Comfort is assured with a newer HVAC system and Water Heater, featuring a Google Nest thermostat, ensuring optimal climate control. The gourmet kitchen is a chef's delight, featuring a refrigerator, gas stove, microwave and a new dishwasher included in the sale. Bright white tile countertops and ample storage space make meal preparation and entertaining a breeze. A double-pane sliding window leads to the inviting covered patio, extending your living space outdoors. The bathrooms boast new toilets and fixtures, adding a touch of modern elegance. New Professionally installed ceiling fans throughout the interior enhance comfort and energy efficiency. The Curb appeal is undeniable, with professionally landscaped front and back yards, including a retaining wall and a recently repaired, reinforced and painted wood fence, ensuring privacy and beauty. The exterior stucco and eaves have been professionally painted. Every detail has been carefully considered in this exceptional renovation, designed for comfort, style, and effortless living. Schedule your private tour today.
Source: CRMLS #CV25221065
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.