1199 Landau Ln Mount Pleasant, SC 29466
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About this home
Come take a look at this charming well maintained Charleston Single style home with double front porches located on a cul-de-sac. This community is one of the few neighborhoods outside of Carolina Park that is zoned for Carolina Park Elementary. In addition, it's located in close proximity to Park Bend where you can find restaurants, coffee shops, local boutiques as well as Costco. It is also located within walking distance to Home Team BBQ. Upon entering the 3 car driveway you will notice a quaint house with manicured landscaping with mature trees and bushes. This home is fully enclosed by a wood fence with privacy around back with an attached screened in porch. Once you step inside, the wood foyer will lead you to a modern open concept style of living. This home has a spaciousliving room, informal dining room and a kitchen with an attached porch. The kitchen boasts quality cabinets, granite counter tops, a separate pantry and all stainless steel appliances. The seller has just replaced and installed a new smooth top stove/oven. Located upstairs are three bedrooms. The primary bedroom offers a walk-in closet and an attached private master bath with dual vanities, a stand up shower and a separate soaking tub. The secondary bedrooms are just down the hall with an additional full bathroom. Some additional features to highlight are a second floor veranda, freshly painted interior, renovated 1st floor half bath, smart thermostat, plantation shutters, hardwoods throughout the first floor as well as a keyless entry. Call Showing Time now to make your appointment. Call the listing agent to enquire about a 1% rate for qualified buyers.
Source: CTAR #25013595
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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