12 Moss Wood Cir Simpsonville, SC 29681
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About this home
New HVAC with 10 year warranty. Welcome to 12 Moss Wood Circle, a beautifully appointed home nestled in the sought-after community of Simpsonville. This upscale 4-bedroom, 3-bath residence offers the perfect blend of comfort, style, and functionality. Featuring two bedrooms on the main level—including a spacious master suite—this home is ideal for those seeking both convenience and elegance. The master retreat boasts a luxurious en-suite bath complete with a soaking tub, separate tiled shower, dual-sink granite vanity, and a generous walk-in closet. Step into the heart of the home where you’ll find an open-concept kitchen adorned with rich hardwood floors, granite countertops, modern stainless steel appliances, and ample cabinet space, making it perfect for both everyday living and entertaining. The kitchen seamlessly connects to the dining and living areas, highlighted by a cozy gas fireplace and abundant natural light. Upstairs, you’ll find two additional bedrooms and a full bath, offering flexible space for guests, a home office, or hobbies. Unique under-stair storage provides a clever hideaway for extra belongings or a cozy nook for your pets. Outside, the backyard is a private oasis with space to relax or entertain, while the professionally maintained front lawn—covered by the HOA—keeps your curb appeal pristine year-round. Additional features includes elegant finishes throughout, and a neighborhood that offers both tranquility and proximity to all the amenities of Simpsonville. Don’t miss the opportunity to call this beautifully crafted home your own!
Source: GREENVILLESC #1571743
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.