12 Whiskery Way Cartersville, GA 30120
Your savings
About this home
Serenity and comfort come together to redefine easy living and everyday convenience! This exceptionally well-maintained home, lovingly cared for by its original owners, showcases one of the best open floor plans with true step-free living in the highly sought-after Riverside Walk community in Cartersville. Perfectly situated near the scenic Etowah River-ideal for kayaking, tubing, and fishing-and just minutes from Downtown Cartersville, Sam Smith Park, and Dellinger Park, you'll enjoy endless opportunities for recreation. From pickleball, tennis, and swimming to walking trails, playgrounds, ball fields, and more, this location has something for everyone! Inside, you'll find 3 spacious bedrooms and 2 full bathrooms. The open-concept kitchen flows seamlessly into the dining area and family room, creating a bright and inviting space perfect for entertaining or simply relaxing at home. A two-car garage, a beautifully flat and private backyard, and a peaceful setting on a quiet street complete the picture-making you feel right at home the moment you arrive. The neighborhood itself offers even more, including a dog park, pavilion, and beautiful natural surroundings. Don't miss the opportunity to make this stunning home yours in one of Cartersville's most desirable locations!
Source: GAMLS #10612019
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.