12020 Wedge Dr Fort Myers, FL 33913
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About this home
Exceptional Lakefront Living in Gateway! Discover the perfect blend of comfort, style, and peace of mind in this beautifully updated 3-bedroom, 2-bath lakefront home in Fairway Isles, one of Gateway’s most desirable gated neighborhoods. Offering approximately 1,936 sq. ft. of living space, this residence impresses from the moment you arrive with a NEW 2025 roof, stone paver driveway, lush landscaping, freshly painted exterior, arched entryway, NEW front door, and classic tile roof for outstanding curb appeal. Step inside to soaring 10-foot ceilings, crown molding, and a bright, open layout ideal for Florida living. Tile flooring runs throughout the main living areas and baths, while the bedrooms feature plush carpeting. The kitchen and living spaces showcase NEW appliances, custom window treatments, quartz countertops, and updated lighting throughout. Enjoy year-round comfort and security with impact windows on the front of the home, accordion shutters on the rear, and automatic storm panels protecting the entry. The enclosed lanai features tinted windows, pull-down blinds, and an electric hurricane shutter, offering a perfect spot to relax and take in tranquil lake views. A brick paver patio extends your outdoor living area—ideal for dining, grilling, or soaking up the Southwest Florida sunshine. The spacious primary suite includes dual sinks, a step-in shower, soaking tub, and private lanai access—perfect for morning coffee or sunset unwinding. Additional highlights include a NEW epoxy-finished garage floor, overhead garage storage, and an inviting family room ideal for entertaining. Residents of Fairway Isles enjoy 24/7 gated security, patrolled streets, and access to The Club at Gateway, offering a Tom Fazio–designed golf course, resort-style pool, tennis, fitness center, clubhouse, and social memberships. Conveniently located near RSW International Airport, JetBlue Park, I-75, and premier shopping and dining—this home truly has it all. Whether you’re seeking a full-time residence, investment property, or winter retreat, this exceptional lakefront home delivers the best of Florida living. Schedule your private showing today!
Source: FORTMYERS #225071816
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.