12022 Suburban Sunrise St Riverview, FL 33578
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About this home
Welcome to this beautifully maintained home, move-in ready and in perfect condition! This two-story home features 4 spacious bedrooms and 2.5 bathrooms, offering an ideal living space for the whole family. Located in one of Florida's most sought-after areas, this property has been meticulously cared for by its current owners. Brand-New Roof: Providing long-term protection and peace of mind. Brand-New Air Conditioning System: Keep your home cool and comfortable all year round with the latest A/C technology. Brand-New Water Heater: Efficient system for practical and eco-friendly water heating. A modern and functional layout, perfect for those who value space and privacy. Just as wonderful as the interior, the location is surrounded by many supermarkets, stores, malls, and restaurants. You are also more or less than 30min to the Tampa airport, MacDill Air Force Base, and just 20min to Southshore Bay Lagoon and Apollo beach. Location is the key. This home also has a lot of spaces for storage in a total of 11 Closets including as generous area of the pantry, master closet, and even better, a shelf outside and in the garage to create even more space, 2-Car Garage: Convenient and secure parking for your vehicles. No CDD (Community Development District) fees, meaning lower additional costs. Low HOA fees—ideal for buyers looking to minimize maintenance expenses.
Source: STELLAR #TB8412400
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.