1205 Red Ranch Cir Cedar Park, TX 78613
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About this home
A Backyard That Redefines Everyday Living Imagine stepping out your back door into a private sanctuary that feels like your own resort. This immaculate Buttercup Creek home offers more than just a place to live, it offers a lifestyle. Backing to peaceful parkland with no rear neighbors, you’ll find yourself surrounded by nature while still minutes from it all. The lush gardens, multiple patios and terraces, and sparkling in-ground pool set the stage for unforgettable summer afternoons, lively gatherings, or serene morning coffee. At day’s end, unwind beneath the stars in your own luxurious hot tub on the extended patio. Inside, sunlight pours through generous windows, highlighting soaring ceilings and a thoughtful flow that’s both elegant and inviting. Formal living and dining spaces provide the perfect backdrop for holidays and celebrations, while the open kitchen with its oversized breakfast bar, gas range, black appliances, task desk, and charming café-style nook makes weeknight meals and weekend brunches a breeze. The welcoming family room, centered around a cozy fireplace, is where you’ll slow down and connect. The floor plan offers true flexibility. A full bedroom and bath downstairs is ideal for overnight guests or multi-generational living. Upstairs, the expansive primary suite feels like a private retreat with vaulted ceilings, two walk-in closets, dual vanities, a jetted tub, and a separate shower. Additional bedrooms are spacious and filled with natural light, giving everyone a comfortable place to recharge. Beyond the home, you’re less than 10 minutes from BASIS Charter School and served by award-winning Leander ISD schools, offering outstanding educational opportunities. Combine that with the quiet privacy of a park-backed lot, resort-style outdoor living, and inviting interiors, and you’ve found the rare home that balances tranquility, comfort, and convenience, all in one extraordinary address.
Source: ACTRIS #4021580
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.