1205 S Clinton St Baltimore, MD 21224
Your savings
About this home
Step into this beautifully maintained, light-filled 2 Bedroom, 2 Bathroom Canton residence where classic charm meets thoughtful updates. From the moment you enter, you'll notice the rich hardwood floors and the refinished original staircase and banister that set the tone for this warm, inviting home. The spacious living and dining areas lead to a generously sized, updated kitchen with ample granite counter space, cabinetry, a dedicated workspace, and laundry tucked conveniently nearby. Upstairs, the layout offers two large bedrooms one with its own full bathroom and the other with full bath right next door along with a beautiful skylight. The primary suite also includes a private rear deck perfect for enjoying your morning coffee and a luxurious bath complete with a Jacuzzi soaking tub and walk-in shower, perfect for unwinding. Out back, enjoy your own private stone patio, ideal for entertaining with a built-in gas grill. The low-maintenance layout means no yard work to worry about — just more time to relax or host friends in your own urban oasis. Downstairs the expansive unfinished basement with its own separate entrance is the perfect blank canvas awaiting your personal touch and creative vision! And best of all, you're just 0.3 miles from the Canton Waterfront Promenade, one of Baltimore’s most scenic and walkable destinations. Morning jogs, sunset strolls, and waterfront dining are right around the corner. Notable Updates: Fresh Interior and Exterior paint (2025), Refinished Original Staircase (2025), New Exterior Basement Door (2025) New Dishwasher (2025), New Downspouts (2025), New Windows on the Main Level (2025), New Exterior Lighting (2025), Newer - Rear Deck (2021), Newer - Roof (2021) Need extra space? The full-height unfinished basement offers tons of storage and exciting potential for a gym, home office, or future finished space with an exterior door. Prime Location: - Less than a block to the Coppermine Du Burns Arena & Dog Park, Just 0.5 miles to Canton Square, Harris Teeter, neighborhood shops, restaurants, and bars This home has everything - location, space, character, and updates - all in one of Baltimore’s most desirable neighborhoods. Don’t miss this Canton gem!
Source: BRIGHT #MDBA2187990
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.