12058 Texana Cv San Antonio, TX 78253
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About this home
Looking for your dream home. Come view this beautiful corner lot house located in the Alamo Ranch Community. House features 4 bedrooms, 2.5 baths, large game room/loft, ceiling fans in all bedrooms, plenty of windows for natural lighting, ceramic tile and laminate flooring throughout. Outdoors enjoy the backyard pergola, privacy fence and the oversize cover patio for relaxation, BBQ's or family gatherings. Inside, the first level delight in the open floor concept, spacious living room with gas fireplace, large kitchen and bar top, separate dining room, eat-in kitchen with granite counters and plenty of cabinet space. The second level features all bedrooms upstairs to include the game room/loft. Primary bedroom is spacious, with vaulted ceilings and en suite bath includes double vanities, garden tub, separate shower and 2 walk-in closets. THE HVAC WAS REPLACED OCTOBER 14, 2025 FOR PEACE OF MIND AND COMES WITH A 10 YEAR WARRANTY ON PARTS AND 1 YEAR WARRANTY ON LABOR. NEW SURVEY WAS DONE IN 2025. Washer, Dryer and Refrigerator are negotiable. Great location close to schools, shopping, eateries, church, gas stations, highway 151 and 1604. Don't miss out. Schedule your showing today!! ALL ROOMS MEASUREMENTS ARE APPROXIMATE.
Source: SABOR #1920837
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.