1206 Coast Oak Trl Campo, CA 91906
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About this home
Escape to Peaceful Perfection in Campo, CA Welcome to your sanctuary in the scenic countryside of Campo, California—where golden meadows meet rolling mountains and every day begins with expansive open skies. This beautifully designed single-level 4-bedroom, 2-bath home rests gracefully on a corner lot near the end of a quiet lane in the serene, gated community of Campo Hills. With no neighbors behind and just one beside, this is rural tranquility at its finest. Step inside to discover lofty vaulted ceilings and an airy open layout that invites both relaxation and togetherness. A cozy fireplace anchors the living space, while the generously sized kitchen and dining area offer the perfect setting for slow breakfasts or heartfelt gatherings. The private primary suite is a restful retreat all its own, featuring a spa-inspired ensuite bath with soaking tub, dual vanities, a walk-in shower, and an expansive walk-in closet. ?? Step outside to your own private slice of nature—where a fully fenced backyard and peaceful patio become your front-row seat to Campo’s quiet charm. Morning coffee under blue skies or evening conversations beneath the stars? Absolutely. The Campo Hills community weaves energy-efficient living with thoughtful amenities like RV parking, a sparkling pool and spa, a playground, and a park-like picnic area with BBQs—adding comfort without compromising the rural calm. With low HOA fees and unmatched views, this is where simple living meets natural beauty. Breathe deeply, unwind fully—this is life in Campo. Heavy fixer with lots of potential.
Source: CRMLS #PTP2504827
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.