1207 Discover Green Ln SE # 20 Unit 20 Mableton, GA 30126
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About this home
Welcome home to this beautiful updated 2 bedroom 2.5bath brick townhome with a finished basement! Nestled in a desirable gated community offering great amenities. This move in ready home is freshly painted with stylish upgrades throughout. The main level has well maintained gleaming light oak hardwood floors and an open layout that’s perfect for both relaxing and entertaining. The family and dining rooms are separated by a cozy double sided fireplace, creating warmth and charm! The updated kitchen features quartz countertops, a large center island, stainless steel appliances, and plenty of space for casual dining. Just off the kitchen, enjoy easy access to a private deck ideal for weekend barbecues or morning coffee. Upstairs has the primary suite with a retreat spa inspired bathroom featuring a separate tub, shower, and walk- in closet. The secondary bedroom offers its own private bathroom, perfect for guests or a roommate. The laundry area is conveniently located in the upstairs hallway for easy access. The finished basement provides flexible/additional living space making it perfect for a home office, movie room, or gym which now features durable plank/vinyl flooring and direct access to the one car garage. Enjoy the peace of mind and amenities that come with the community including a pool, tennis courts, clubhouse, and fitness center. All of this just minutes from shopping, dining, and entertainment. Also listed for rent.
Source: FMLS #7663508
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.