1208 Fieldstone Cir Oviedo, FL 32765
Your savings
About this home
Discover a haven of tranquility and elegance in this breathtaking craftsman-style, Taylor Morrison BUILT retreat nestled in the heart of Oviedo. Conveniently located just off 434, easy access to 417, zoned for top rated schools with short commutes to UCF, Oviedo at The Park' shopping & dining, & Twin Rivers Golf Club. Spanning OVER 3,200 square feet, this home artfully merges privacy with openness, enveloped in lush, tropical landscaping. Situated in The Retreat at Lake Charm, a charming enclave of just 46 GATED homes positioned north of the Lake Charm Historic District, this residence offers a serene backdrop for that coveted peaceful lifestyle. As you step inside, the generous open floor plan immediately captivates, accentuated by trayed ceilings in the foyer and rotunda, and graceful 8-foot archways throughout. The extended primary suite is a sanctuary in its own right, boasting a luxurious en-suite bath complete with a spacious separate shower, a soaking tub, and a bespoke walk-in closet designed for effortless organization. The heart of the home is the gourmet kitchen, featuring a majestic 10-foot granite island, a stylish tile backsplash, and state-of-the-art stainless steel appliances, including a top-of-the-line GE Café refrigerator with an in-door Keurig. Custom cabinetry and a uniquely designed pantry offer ample storage solutions. Whether you’re seeking a quiet workspace or an open area for entertaining, the dedicated office space provides versatility with its substantial cabinetry, wine fridge, and wet bar. For movie buffs or gaming enthusiasts, the media room offers the perfect escape, easily adaptable into a game room or man cave. Embrace outdoor living by opening the 12-foot telescopic sliding doors, seamlessly extending your living space to the spacious covered lanai. It’s the ideal setting for tranquil mornings, lively weekend barbecues, or enchanting evening gatherings under the stars. Intricate details and high-quality finishes abound throughout this home, offering a move-in-ready opportunity for its next fortunate owner. Don’t miss the chance to reside in one of Oviedo’s most sought-after communities!
Source: STELLAR #O6324890
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.