1209 Centerville Rd Anderson, SC 29625
Your savings
About this home
Welcome home to 1209 Centerville Road, a delightful ranch-style home nestled in the appealing Centerville Terrace neighborhood of Anderson, SC. Lovingly cared for and cherished by a single owner for the past 45 years, this residence offers the perfect blend of classic comfort, modern updates, and thoughtful details. Set on a spacious 0.36-acre lot with a fully fenced backyard, this 3-bedroom, 2-bath home has been extensively updated over the past few years, ensuring both peace of mind and move-in readiness. The home’s inviting curb appeal and welcoming, freshly painted front porch with brand new vinyl post sleeves, set the tone for what’s inside: a space that balances charm, comfort, and functionality. Step inside to discover a warm, inviting interior that’s been freshly painted throughout, giving each room a bright, modern look. Brand-new luxury vinyl plank (LVP) flooring flows through the main living areas, offering both durability and style, while new carpet in the bedrooms adds a cozy touch underfoot. All-new energy-efficient windows fill the home with natural light and improve comfort and energy savings year-round. The brand-new front door and side door, along with mostly new interior doors, give the home a crisp, updated feel from the moment you walk in. The spacious living room serves as the heart of the home, ideal for both relaxing evenings and lively gatherings. Adjacent to it is a conventional kitchen featuring ample cabinet space, a full-wall pantry, and plenty of room for a two seat island. The closet-style laundry room off the kitchen provides everyday convenience, while the flexible layout allows you to create a space that fits your lifestyle. The original living room has been converted into a formal dining room, which could also easily serve as an additional living space, playroom, or sitting area depending on your needs. The home offers three comfortable bedrooms, including a primary suite with its own en suite bathroom. Each bedroom features new carpeting, and neutral finishes ready for your personal design touches. Step outside to enjoy the property’s outdoor living spaces. A new side deck and 10x11 back deck, both added in 2022, provide the perfect setting for morning coffee, outdoor relaxing, or entertaining. The fully fenced backyard is ideal for pets, gardening, or simply relaxing in private. Major system updates give this home exceptional value and reliability. The roof was replaced in 2021, ensuring years of protection overhead. In 2023, a brand-new water line was installed from the road, improving utility reliability. In 2024, the crawl space was professionally cleaned and fitted with a new vapor barrier, protecting the foundation. Together with the new windows, flooring, doors, and paint these improvements mean the hard work has already been done for you. Beyond the property itself, the location couldn’t be better. You’re just 10 minutes from downtown Anderson, offering access to shops, dining, and entertainment. The White City Boat Ramp on Lake Hartwell is only five minutes away, perfect for weekend boating and fishing trips. And with Interstate 85 just 10 minutes away, commuting to Greenville or nearby towns is quick and convenient. Every improvement has been thoughtfully completed, combining classic character with modern efficiency. 1209 Centerville Road presents a rare opportunity to own a home that’s been lovingly maintained and carefully updated from top to bottom. With its recent renovations, solid structure, and prime Anderson location, this move-in-ready property is ready to welcome its next chapter. Don’t miss your chance to make this well-loved home yours, where comfort, care, and convenience come together in one inviting package. (Seller is related to listing agent.)
Source: GREENVILLESC #1573627
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.