$499,900

121 SE 17th St Cape Coral, FL 33990

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About this home

Welcome to 121 SE 17th St, where modern upgrades meet timeless comfort. This beautifully renovated Home features all-new Luxary Vinal Flooring and freshly painted interiors that create a bright, inviting atmosphere. The kitchen and bathrooms have been completely updated with new cabinets, stylish fixtures, and sleek LG Kitchen appliances—including electric stove with convection oven, built in microwave, French Refrigerator, a Large stainless steel sink and garbage disposal. Enjoy the charm of a tile half backsplash, enhanced by above and below cabinet lighting for a sophisticated touch. Step into the Primary large Bedroom and 2 walk in closets, designed with a built-in organizational system for maximum convenience. Bathroom also features tiled shower and double sink vanity. Home also features laundry room and small den for a space at home. Outside, the New Curb Appeal is inviting with fresh landscaping, updated irrigation, and a new roof-24. The Pool Deck and patio are fully refreshed and freshly painted. The pool has new lighting, circulating pumps, and a spaheater—perfect for relaxing or entertaining. Enjoy the fenced yard with vinyl fencing offers the open air while enjoying your pool. Don't miss the opportunity to own this stunning Cape Coral retreat located on fresh water canal great for kayaking or fishing—schedule your showing today!

3 bedroom
2 bathroom
1,934 sqft
0.264 acres
Single Family
Built in 1998
2 car garage
Air conditioning
Private pool

Source: FORTMYERS #225062720

Neighborhood
FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

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Last updated: Oct 22, 2025 05:32 pm
Listing agent: Donna Jones Craig (309) 253-9902
Listing provided courtesy of: Berkshire Hathaway Florida (239) 443-3160
Details provided by FORTMYERS and may not match the public record.
MLS ID: #225062720
IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. The listing broker’s offer of compensation is made only to participants of the MLS where the listing is filed.
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