1210 Briar Gate Dr Holly Springs, NC 27540
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About this home
Seller is offering $5,000 in closing cost assistance with an acceptable offer, presenting an excellent opportunity for buyers. Welcome to this ranch-style home that combines comfort, convenience, and functionality. Ideally located with an easy commute to both downtown Fuquay-Varina and Holly Springs districts, this spacious 3 bedroom, 2 bath residence offers a thoughtful single-level layout where you can truly thrive in place. Step into the foyer where a versatile flex room awaits, ideal as a home office, study, or sitting area. Two generously sized secondary bedrooms are positioned to create a private section of the home for guests, with one featuring its own walk-in closet. The open concept main living spaces provide easy flow, with a kitchen highlighted by granite countertops, a tile backsplash, a gas range, stainless steel appliances, a large island with counter height seating, and bright, beautiful white cabinetry. Seamlessly connected to the dining area and living room, the design works equally well for everyday living and entertaining. The owner's suite includes dual walk-in closets and a generous en suite bath with quartz topped double vanity, tile flooring, a beautifully finished shower wall, and a private water closet. Additional features include LVP flooring in the common areas, a natural gas log fireplace, a covered front porch, a laundry room with convenient drop zone off the garage entry, and a 2 car garage. Outdoors, enjoy your east facing backyard with stunning morning sunrises from both the living area and the 10x12 rear patio. The gas stub out for grilling, installed at the time of build, makes entertaining and outdoor cooking easy. This home is also covered by a termite warranty through Home Team Pest Defense and has been well maintained with twice yearly HVAC service for peace of mind. Located in a popular community setting with pool access, the property is just minutes from downtown Holly Springs and Fuquay-Varina, less than 30 minutes to Raleigh and RTP, and close to restaurants, shopping, parks, and trails.
Source: TRIANGLEMLS #10121123
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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