1210 N Polk St Beeville, TX 78102
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About this home
Just FOUR blocks behind the Beeville Art Museum sits this CHARMING COTTAGE with a gorgeous front porch. Enter through this beautiful gray front door into a large room that can be your formal living with a GRAND window that lets in so much natural light. The holidays become magical with your lighted Christmas Tree turning this room into a Christmas wonderland. This room leads into a perfect size kitchen where if you close your eyes, you can smell the spices cooking as you prepare meals for your family. An updated kitchen with hardwood custom cabinets, gorgeous granite countertops and a cut out granite height bar where three of you can enjoy your meals. The room off the kitchen has a wonderful built-in shelf and cabinets to show off family heirlooms. Enough wall space for a big screen tv and room enough for a sectional to watch all the sporting events this Fall. This great TV room leads to an outdoor covered screened patio that is a perfect area for morning breakfast, cup of coffee or grab your mat and enjoy some morning yoga. On the other side of the home you will find three bedrooms, the larger of the three has a large modern bathroom with a walk-in shower with sliding glass door. All three bedrooms are perfect cozy size with room for all the necessities. The hall bath is nice and roomy and is perfect size for your children or guest. Shower tub combination with lots of room for all your spa essentials. Great front yard with a sidewalk leading to flowerbeds and the fabulous front porch. Back yard has a concrete detached slab with Pergola - perfect location for a BBQ pit and some patio furniture. Beautiful flowerbeds in backyard with privacy fence making it perfect for your outdoor entertaining.; Original MLS#: 113443; Deed Restrictions: No; Features: Hardwood Moldings, Porch-Back, Porch-Covered; Gas Co: None; Home Warranty: No; Land Dimensions: 8000 sq ft; Land Size Apx: 80 x 100; Property Condition: Excellent; Roof: Aluminum, Shingle; Showing: Appointment Needed; Water District: Yes; Water Heater: Electric; Water Heater Gal: 40; Windows: Double Hung; Zoning: Residential
Source: SABOR #1902966
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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