1210 River Rush Ln NE Conyers, GA 30012
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About this home
Welcome to a spectacular opportunity characterized by sheer elegance and uncompromising comfort, where every corner invites you to embrace a lifestyle of idyllic living. As you cross the threshold, you are immediately enveloped in a sense of warmth and light that emanates from the expansive windows, creating a seamless blend between the indoors and the picturesque scenery outside. Upon entering, a grand foyer greets you, showcasing intricate craftsmanship and a soaring ceiling adorned with exquisite lighting fixtures, which together form a striking first impression. The spacious living area invites cozy gatherings, accentuated by an inviting fireplace that serves as the perfect focal point for those chilly evenings. Adjacent, you will discover a formal dining area that effortlessly accommodates festive gatherings and intimate meals alike, ensuring that every dining experience is one to remember. Venturing through the hallway, you are welcomed into the private quarters where each bedroom is designed as a personal retreat, characterized by generous proportions and thoughtfully placed windows inviting in the natural beauty of the landscape. The master suite stands as a true haven featuring a luxurious en-suite bathroom, allowing for indulgent self-care moments with its lavish fittings and fixtures. Every guest room provides a similar sense of luxury and comfort, ensuring that friends and family alike feel completely at home. Step outside to discover a captivating outdoor space, offering your own private escape into nature. Delight in the meticulously landscaped gardens, where vibrant flora dances in the gentle breeze, creating a serene environment perfect for meditation or leisurely strolls. The outdoor entertaining area, complete with modern amenities, presents an idyllic setting for alfresco dining and gatherings, inviting the joys of outdoor living right to your doorstep. This magnificent residence is not merely a house; it's an exquisite home that offers a lifestyle of unparalleled ease and refinement. Whether you envision joyous gatherings, quiet reflections, or cherished family moments, this property stands ready to fulfill every dream of gracious living. Step into a world where elegance meets comfort, and begin your next chapter in this splendid abode, a treasure waiting to be claimed.
Source: GAMLS #10566870
Neighborhood
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.