12100 Wimbleton St Upper Marlboro, MD 20774
Your savings
About this home
Welcome to 12100 Wimbleton Street – A Timeless Ranch Retreat in the Heart of Upper Marlboro This property qualifies for a special mortgage program that offers 3% down, no mortgage insurance, and $7,500 in lender credit. Contact Agent for more details. Nestled within the sought-after Kettering community, this beautifully updated 3-bedroom, 2.5-bath ranch-style home offers the perfect blend of comfort, style, and convenience. Set on a serene one-third-acre lot, the property boasts mature trees and a lush, park-like backdrop—an ideal setting for peaceful living. Step inside to discover a freshly painted interior complemented by gleaming refinished hardwood floors and a thoughtfully renovated kitchen. The main level is anchored by an expansive living room, where floor-to-ceiling windows invite an abundance of natural light and offer scenic views of the neighborhood. Designed with both everyday living and entertaining in mind, the open-concept living and dining areas flow seamlessly, creating a warm and welcoming ambiance. The dining room overlooks a spacious backyard and charming patio—perfect for summer barbecues, al fresco dining, or simply relaxing in the tranquility of nature. Three generously sized bedrooms and two full bathrooms complete the main level, including a spacious primary suite featuring a walk-in closet and private en-suite bath. The partially finished lower level provides versatile space to suit a variety of needs, featuring a cozy family room, an office or fitness area, a half bath, large recreation room, laundry area, utility/workspace, and abundant storage. Additional highlights include a covered carport with ample outdoor storage and a brand-new HVAC system, ensuring year-round comfort and peace of mind. Ideally located close to shopping, dining, parks, and major commuter routes, this home offers easy access to Washington, D.C. and the surrounding areas, making it a perfect blend of suburban charm and urban convenience. Don’t miss the opportunity to make this lovingly maintained home your own.
Source: BRIGHT #MDPG2157890
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.