1211 Big Bend Rd Ballwin, MO 63021
Your savings
About this home
PRICE IMPROVEMENT! Don't miss this Charming Ranch Home just minutes away from easy hwy access, great dining, shopping, parks & Excellent Parkway Schools! MOVE-IN READY! A RARE FIND FEATURING FOUR MAIN FLOOR BEDROOMS! CORNER LOT! This spacious home has been nicely updated & meticulously maintained & awaits its new owner! Bright & open floor plan. Entry foyer leads to a spacious sunlit Living Room w/box bay window & adjoining Breakfast Room. The Family Room features a sliding glass door that opens onto an expanded patio where you'll find a serene place to enjoy your morning coffee or just relax in the evening while you watch your children or pets play in the fenced back yard. The Kitchen has been appealingly updated w/custom cabinets, tile floors & backsplash, stainless appliances (gas range, microwave, dishwasher, refrigerator). Spacious main floor primary bedroom suite offers a large walk-in closet & adjoins a private full bath w/shower. Three additional generous-sized bedrooms, all with large closets/ceiling fans & additional updated full bath complete the amenities on the main. The Lower Level is partially finished to include 2 bonus rooms, laundry area & lots of space to add your finishing touch! Other features include a 2 car oversized attached garage w/storage, THREE WIDE DRIVEWAY & ADDITIONAL PARKING PADS allow space for EASY TURN AROUND, Insulated Tilt-In Windows, Light Fixtures, Beautiful Hardwood Flooring, Freshly Painted. Easy highway access to 141, 270, 44 & 64 PLUS THIS HOME IS WITHIN WALKING DISTANCE to many local businesses...grocery, hardware, pharmacy, restaurants & more! Excellent Parkway South Schools. Don't miss out on this GEM!
Source: MARIS #25054889
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.