12121 Treeline Dr Crowley, TX 76036
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About this home
**Brand-new luxury vinyl plank flooring to be installed prior to closing, or buyer may opt for an allowance** You’ll love coming home to this stately residence, ideally positioned on a desirable corner lot in an established and family-friendly community. Boasting 3,600 sq ft of thoughtfully curated living space, there's plenty of room for the whole family with 5 generously sized bedrooms, 3 baths, a private office tucked behind french doors, an elegant dining, and dedicated game and media rooms for added enjoyment and convenience. The stylish and functional kitchen boasts chic-colored cabinetry that contrasts beautifully with striking countertops and stainless-steel appliances. The family room is filled with natural light and accented by a sleek fireplace, creating a cozy yet open space for everyday relaxation and hosting guests. First-floor primary suite has a lovely bath with soaking tub and separate walk-in shower, making it your private escape to unwind at the end of the day. Privacy is not a concern as all secondary bedrooms plus game and media rooms are located upstairs. Relax under the covered patio in the spacious backyard with plenty of space for kids and pets to play. Excellent location near I-35W and Chisholm Trail Parkway offers easy access to countless shops, dining and recreation nearby.
Source: NTREIS #21076412
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.