1213 Bridgehampton Dr Plainfield, IL 60586
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About this home
Welcome to 1213 Bridgehampton Drive, an impressive 4-bedroom, 2.5-bath home in the highly desirable Hampton Glen subdivision of Plainfield. Thoughtfully maintained and freshly updated, this home blends warmth, function, and style in every detail. Step through the inviting two-story foyer, where natural light fills the home and freshly painted interiors create an airy, welcoming feel. The open main level features rich hardwood flooring through the dining and living areas, complemented by updated stairway banisters and modern light fixtures throughout. The kitchen is the heart of the home, offering 42" solid wood cabinets, generous counter space, a large island, stainless steel appliances, and a brand-new Bosch dishwasher with a 5-year warranty. The adjoining family room centers around a cozy fireplace that offers the best of both worlds, with gas logs for convenience and a chimney allowing for wood-burning fires when you want that classic warmth. A main-level office provides flexible space for work, hobbies, or even a future bedroom, and the updated half bath features a stylish modern vanity. Upstairs, you'll find all-new vinyl plank flooring throughout, a spacious primary suite that feels like a private retreat with dual vanities, a soaking tub, separate shower, walk-in closet, and an additional linen closet in the primary bath. Three additional bedrooms, each freshly painted, share a beautifully updated hall bath with a quartz-top vanity and its own linen closet. A convenient second-floor laundry room adds ease to daily routines, while a small loft offers the perfect spot for reading, work, or play. The unfinished basement with crawl space provides abundant storage or potential for future living space. Outdoors, enjoy a paver patio, raised garden beds, and a peaceful neighborhood setting featuring scenic ponds, walking paths, and a beautiful park and playground just steps away. The roof and gutters were replaced five years ago, providing peace of mind for years to come. The sellers have poured their love and care into this home, and it's now ready for its next owners to continue the story and create lifelong memories. Conveniently located just minutes from shopping, dining, parks, and everyday amenities, this home offers the perfect balance of comfort, connection, and community. Schedule your showing today!
Source: MRED #12499493
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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