1213 Charleston Ln Savannah, TX 76227
Your savings
About this home
SELLERS ARE MOTIVATED!!WOW!!****AS AN ADDED INCENTIVE, the sellers are including the REFRIGERATOR as well as the WASHER and DRYER with the home. Also, the sellers purchased new replacement glass in most windows!! Welcome Home! to Sea Pines Village at Savannah, where charm meets convenience! This Resort style community will make every day seem like you're on vacation with the amenities offered. This single-family home, built in 2008, offers 3 bedrooms, 2 bathrooms, and 1,400 sqft of living space. Step inside to an open floor plan with a spacious primary bedroom, a large kitchen featuring 42 inch cabinetry with ample storage space. A cozy fireplace with a gas starter in the living room is perfect for those chilly winter nights. The screened in sunroom with its indoor-outdoor concept is ideal for entertaining guests or enjoying a quiet evening. Located in a thriving community, this home amenities includes full use of facilities. Residents enjoy access to a beautiful community clubhouse with a state-of-the-art fitness center and a renowned water-park style pool, park, playground, private lake pond, paddle-boating on the community lake, fishing in stocked ponds, peaceful walking trails and so much more! Appliances have been upgraded, Water Heater replaced in 2023, roof replaced 2020 and new paint color on exterior of home. This charming home will not last long at this price! Please schedule your private showing today!
Source: NTREIS #20920499
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.