1213 Continental Congress Pkwy Savannah, TX 76227
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About this home
Experience refined living in this single-story, 4-bedroom, 2-bath home nestled in the prestigious Savannah community. This beautifully designed 2,343 sq ft home welcomes you with its gracious open-concept floor plan, beautiful designer lighting, with a cozy gas fireplace that creates the perfect ambiance for everyday comfort and great entertaining just in time for the holidays. Relax in the cozy living room by the roaring fireplace—ideal for game nights, concerts, or simply unwinding. The spacious open kitchen features a generous island, perfect for sharing family secret recipes, cooking and taste testing together, or enjoying casual conversations. The chef’s kitchen flows seamlessly into the living and dining spaces, offering the perfect balance of style and functionality. Whether you're enjoying peaceful moments in the front office, gaming with friends, or strategizing with colleagues, this versatile space adapts to your lifestyle. Experience the serene breeze in the sunroom, or indulge in ultimate relaxation with your private hot tub, dry sauna, or a leisurely stroll through the lush, tree-lined backyard. When it's time, your primary ensuite offers ample space for a cozy sitting area, nice and quiet ideal for morning coffee or evening nightcap to unwind before bedtime complete with an oversized shower for relaxation. Situated down the hall for privacy are 3 large bedrooms, each having enough room for seating and comfort, making this home perfect for family and guests alike. Residents of Savannah enjoy resort-caliber amenities including a 20,000 sq ft clubhouse with a fitness center, library, and café, a water-park-style pool complex with cabana, slides and lap lanes, a serene adult pool with waterfall, a separate Holly Park Pool, walking trails, fishing lakes, dog parks, tennis courts, basketball pavilion, and sand volleyball. Don't miss out—you may be eligible for DOWN PAYMENT ASSISTANCE - Just Ask !
Source: NTREIS #21091416
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.