1214 Florablu Dr Seffner, FL 33584
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About this home
One or more photo(s) has been virtually staged. Step into a home where every detail has been thoughtfully curated for a lifestyle of comfort, convenience, and effortless Florida living. Nestled within a BOUTIQUE, QUIET & PRIVATE GATED COMMUNITY—with the rare financial advantage of a LOW HOA and NO CDD fees—this 3-bedroom, 2-bathroom WILLIAM RYAN "SANIBEL" MODEL is a testament to intelligent design. From the moment you enter, the soaring 9-FOOT CEILINGS AND UPGRADED 8-FOOT DOORS create a sense of volume and light, guiding you across easy-to-maintain tile floors into the heart of the home. Here, the OPEN-CONCEPT LIVING SPACE is perfect for family life or entertaining. Imagine friends and family gathered around the spectacular 6' X 8' GRANITE ISLAND as you prepare meals in an UPGRADED KITCHEN EQUIPPED WITH 42-INCH SOLID WOOD, SOFT-CLOSE CABINETS AND A SUITE OF SLEEK, FINGERPRINT-RESISTANT SLATE APPLIANCES, INCLUDING A VERSATILE GAS DOUBLE OVEN WITH A GRIDDLE. There is also a KITCHEN DESK/BAR WITH ADDITIONAL CABINETS ABOVE and a LARGE, WALK-IN PANTRY. Blur the lines between indoors and out by retracting the WALL OF TRIPLE SLIDERS to reveal your personal oasis: AN IMMENSE 8’ X 40’ SCREENED LANAI. This is where your days will begin with a quiet coffee and end with relaxing evenings, all while enjoying the perfect Florida breeze. When it's time to unwind, your private primary suite awaits. Offering its own separate triple-slider access to the lanai, this serene retreat features a spa-like ensuite bathroom with a stunning, OVERSIZED WALK-IN GLASS SHOWER, DUAL SINKS, AND A GENEROUSLY SIZED WALK-IN CLOSET. The bathroom also has a WATER CLOSET for privacy. This home is truly engineered for the modern world. The 4-FOOT EXTENDED GARAGE, WITH ITS 10-FOOT CEILINGS AND 8-FOOT HURRICANE-RATED WIFI DOOR, is a purpose-built space for full-sized trucks or SUVs and comes future-proofed with a 50 AMP OUTLET for your EV charger or power tools. INTEGRATED SMART HOME FEATURES—INCLUDING THE THERMOSTAT, LIGHTS, DOORBELL, AND SECURITY WIRING—put control at your fingertips. From abundant storage solutions to the peace of mind offered by an IN-WALL PEST CONTROL SYSTEM AND RAINBIRD SPRINKLERS, every element of this home works in harmony. All of this, plus this home is ideally positioned for an effortless lifestyle, offering swift access to major commuter routes including I-75 and I-4, and placing you less than 20 minutes from the vibrant heart of downtown Tampa. Enjoy world-class dining, sporting events, and cultural attractions, all just a short drive away. This isn't just a property; it's the backdrop for your new life.
Source: STELLAR #TB8421346
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.