$259,999

1214 W Kleindale Rd Tucson, AZ 85705

Your savings
Compared to a new mortgage.
Principal/interest
Monthly payment

Monthly savings
5-year savings
Lifetime savings

About this home

SELLER SHALL COUNTER/ACCEPT BETWEEN $259,999-269,999. Fully Remodeled with New Plumbing, Roof & Electrical - Adorable and fully remodeled 3-bedroom, 1.5-bath home located just steps from Jacobs Park. This move-in ready property features spacious front and back yards and is fully fenced--including the front--for added privacy and security. Plenty of space for RV parking or all your toys! A covered carport provides convenient parking and a large storage shed.Enjoy the added bonus of a fully enclosed sunroom, thoughtfully designed for year-round comfort with a brand new mini split system. This bright and versatile space also features washer and dryer hookups, making it both functional and flexible. Whether you're sipping your morning coffee or creating your own indoor garden retreat, it's the perfect spot to relax and unwind surrounded by your favorite plants. The home sits in a centrally located neighborhood with no HOA & easy access to shopping, dining, and transportation. Jacobs Park, located just to the east, is slated for exciting improvements, including a new softball complex, skatepark, two soccer fields, futsal courts, and four pickleball courts. A fantastic opportunity to own a beautifully updated home near a soon-to-be revitalized community hub!

3 bedroom
2 bathroom
1,032 sqft
0.16 acres
Single Family
Built in 1958
Air conditioning

Source: SOUTHAR #22519276

Neighborhood
FAQs

Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.

To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.

An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.

When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.

Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.

Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.

When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.

View all FAQs
Last updated: Oct 22, 2025 05:55 pm
Listing agent: Rebecca Ann Crane (520) 271-0073
Listing provided courtesy of: Real Broker (602) 755-3415
Details provided by SOUTHAR and may not match the public record.
MLS ID: #22519276
The data relating to real estate listings on this website comes in part from the Internet Data Exchange (IDX) program of Multiple Listing Service of Southern Arizona. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Listings provided by brokerages other than Everystate are identified with the MLSSAZ IDX Logo. All Information Is Deemed Reliable But Is Not Guaranteed Accurate. Listing information Copyright © 2025 MLS of Southern Arizona. All Rights Reserved.
Fair Housing Act logo Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.