12147 Pimlico Ln Berlin, MD 21811
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About this home
Stunning 4-Bedroom Coastal Retreat on Oversized Corner Lot in Glen Riddle Welcome to this gorgeous 4-bedroom, 3.5-bathroom coastal home, perfectly situated on an oversized corner lot in the sought-after Glen Riddle community. Designed with entertaining in mind, this beautifully maintained residence features a spacious open-concept layout, complemented by a sprawling 16' x 32' deck and patio—ideal for gatherings, grilling, and enjoying warm coastal evenings. Upon entry, you're greeted by rich, modern flooring that leads to a dedicated office space—perfect for working from home or managing day-to-day tasks. The first floor includes two generously sized guest bedrooms and a luxurious first-floor primary suite, complete with a spa-inspired en suite bathroom featuring contemporary finishes. At the heart of the home is a fully updated chef’s kitchen outfitted with stainless steel appliances, a massive center island with seating, and ample storage. The kitchen opens seamlessly to a stylish dining area and an expansive family room, perfect for cozy movie nights or hosting guests. Upstairs, you'll find a massive bonus loft—ideal as a game room, home gym, or kids’ hangout space. The second floor also includes a fourth oversized bedroom with a full bathroom just steps away, offering privacy and flexibility for guests or extended family. Located in the prestigious Glen Riddle community, residents enjoy access to world-class amenities including a pool and clubhouse, tennis and pickleball courts, marina with boating access, and optional membership to two championship golf courses. This home is the perfect blend of relaxed coastal living and upscale amenities—schedule your showing today and experience everything this beautiful property has to offer.
Source: BRIGHT #MDWO2033390
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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