122 Colonial Post Rd Jacksonville, NC 28546
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About this home
The dreamiest home in Onslow County is now available! If you have been looking for land and a house you can truly grow into, 122 Colonial Post is meant for you. Tucked away in Everett Place at Onslow Bay on a quiet cul-de-sac, this Avalon floor plan sits on an impressive 2.4 acres. Built and loved by only one owner since 2019, this home is loaded with upgrades. Step into the foyer with its grand, towering ceilings and prepare to be in awe. The kitchen is made for entertaining. It is open to both the dining area and the cozy Family Room with a large island, endless counter and cabinet space, and a double oven built right into the wall. Sunlight pours through the windows on every side, giving you gorgeous views of your acreage. The first floor master is oversized and complete with a spa-like bathroom and a closet so large you may have to buy more clothes just to fill it. Upstairs a spacious loft and second living room is surrounded by four additional bedrooms and two full bathrooms. Every bedroom has its own walk in closet. Homes like this do not come around often in Onslow County. Between the sheer size, the acreage, and the cul-de-sac setting, you will be hard pressed to find another property that compares. Do not debate it, call your agent and schedule a showing today.
Source: NORTHCAROLINAREGIONAL #100529659
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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