122 San Carrara Ct Bradenton, FL 34208
Your savings
About this home
SELLERS ARE MOTIVATED. ALL REASONABLE OFFERS WILL BE CONSIDERED. Welcome to your dream home in the highly desirable community of San Lorenzo! This beautifully maintained 4-bedroom, 2.5-bathroom home offers 2,237 sq. ft. of living space and was built in 2018 with modern design and energy efficiency in mind. NEW ROOF installed January 2025. The home is fully solar powered, providing significant savings on electricity and appealing to eco-conscious buyers. Inside, you’ll find an open-concept floor plan with abundant natural light and no carpet throughout, making the home both stylish and easy to maintain. The spacious kitchen is ideal for cooking and entertaining, featuring modern appliances, generous cabinetry, and a functional layout that flows seamlessly into the main living areas. Upstairs, a versatile loft area offers extra space for a media room, office, or playroom. The primary suite and additional bedrooms provide comfort and privacy for the whole family, while a dedicated upstairs laundry room makes daily chores more convenient. Step outside to enjoy a covered patio, perfect for relaxing with your morning coffee or unwinding in the evening. The backyard offers plenty of space for outdoor dining, gardening, or soaking up Florida’s sunshine. Key Features: *Energy-efficient solar panels = lower bills. *Open-concept design with modern finishes. *No carpet throughout = clean & low maintenance. *Spacious kitchen with modern appliances & ample cabinetry. *Loft upstairs for media, office, or flex space. *Upstairs laundry room for convenience. *Covered patio for outdoor enjoyment. Great Location: *Close to high-rated schools, Costco, Walmart, grocery stores, shopping malls, a variety of exquisite dining choices, medical facilities & major highways. Easy commute to Tampa and Sarasota international airports. *Short drive to beautiful Gulf Coast beaches. This home combines comfort, convenience, and long-term value—ready for its next owners to enjoy. Don’t miss your opportunity—schedule your private showing today!
Source: STELLAR #A4667349
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.