122 Watering Pond Rd Pink Hill, NC 28572
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About this home
Discover the Pearl of Pink Hill at 122 Watering Pond Rd a rare combination of peaceful country living and stylish modern upgrades. Nestled on nearly an acre in the heart of charming Pink Hill, this updated ranch-style home offers the perfect blend of privacy, comfort, and convenience. From the moment you arrive, you're welcomed by a crisp exterior, refreshed landscaping, and a cheerful red front door all topped off with the peace of mind of a brand-new roof. Step inside to an open, airy layout with vaulted ceilings, recessed lighting, and brand-new luxury vinyl plank flooring in the main living areas and baths. The spacious kitchen shines with granite countertops, subway tile backsplash, refinished cabinetry, and stainless steel appliances ideal for home-cooked meals or entertaining. The primary suite is a true retreat with a tray ceiling, massive walk-in closet, second closet for added storage, and a spa-like ensuite with dual vanities. The home also offers a second bedroom with a large walk-in closet, a bonus room perfect for an office or guest space, and an updated second bath. Plush new carpet, neutral paint, and upgraded lighting create a warm, inviting feel throughout. Out back, the HUGE screened-in patio offers endless possibilities from outdoor dining to a cozy lounge space perfect for year-round enjoyment. A spacious two-car garage and thoughtful storage solutions complete the package. While you'll feel tucked away, you're just minutes from Pink Hill's small-town conveniences, 15 minutes from Richlands, 30 minutes to Jacksonville, and a short drive to parks, recreation, and NC's beautiful beaches. Don't miss your chance to own the Pearl of Pink Hill. This home is Back On The Block and ready for you!
Source: NORTHCAROLINAREGIONAL #100525120
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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