12215 Kingsley Trl Parrish, FL 34219
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About this home
Peaceful Living Meets Modern Comfort in Parrish, FL! Welcome to 12215 Kingsley Trail, a beautifully maintained 3-bedroom, 2-bathroom single-family home tucked away in one of Parrish’s most serene neighborhoods. Set on a premium conservation lot with lush natural views behind and along the left side, this home offers exceptional privacy. You’ll enjoy the peaceful feeling of having only one neighbor. Step inside to discover a thoughtfully designed, open-concept layout filled with natural light and modern touches. The kitchen is a true centerpiece, featuring stainless steel appliances, elegant granite countertops, and plenty of storage. The main living spaces flow seamlessly together, creating an inviting atmosphere ideal for both relaxing and hosting. The primary suite offers a spacious retreat with a well-appointed ensuite bath, while two additional bedrooms provide flexibility for guests, a home office, or creative space. This home has been lovingly maintained and is truly move-in ready. Outside, your private backyard oasis opens up to peaceful conservation views, offering the perfect spot for morning coffee, evening sunsets, or weekend gatherings surrounded by nature. Located in the charming community of Parrish, you’re just minutes from local favorites like the Florida Railroad Museum, Fort Hamer Park, and Little Manatee River State Park—offering endless opportunities for outdoor recreation, boating, and scenic exploration. You’ll also find nearby shopping, dining, and easy access to the beaches and cultural attractions of the Gulf Coast. Whether you’re seeking tranquility, convenience, or a strong sense of community, this home delivers it all. Don’t miss your chance to make this beautiful Parrish retreat your next home. Schedule your private tour today!
Source: STELLAR #TB8440878
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.