12227 Glencliff Cir Tampa, FL 33626
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About this home
Come see this home located in the beautiful neighborhood of Glencliff in Westchase. This home offers great smart home upgrades: video doorbell, smart thermostat, smart garage door opener, hot tub automation with heater & LED light. This move-in ready home boasts 3 bedrooms, 2 bathrooms & an office / bonus room. Walk through triple sliding glass doors to the screened patio and large in-ground automated hot tub, giving you breathtaking golf course views. Perfect for entertaining or relaxing! Your new home is truly "turn key" with beautiful finishes throughout. The kitchen has light cabinetry, gas range, four panel refrigerator, granite countertops and an 8" island. The home has gorgeous, 20 x 20 tile throughout with new grey laminate in the master bedroom and carpet in the 2nd & 3rd bedrooms. The master en suite has his & her walk in closets with beautiful built in closet systems. The 2nd & 3rd bedroom have standard built in closet systems. Enjoy the gas fireplace on those cool evenings, which is double sided to the living room and great room area. New roof installed in 2015. AC replaced 2019. 11 windows were replaced in 2021. BONUS - Glencliff Community HOA covers weekly lawn servies AND paints the exterior every 6 years (it was last painted in 2024). Westchase is one of Tampa's premier GOLF communities, with community pools, tennis courts, parks & jogging paths - Glencliff Park is just across the street offering a playground, trails and basketball courts! Just 10 minutes to upscale shops & restaurants, 25 minutes to Tampa International Airport, 35 minutes to Downtown Tampa, and 45 minutes to Gulf Beaches.
Source: STELLAR #TB8358154
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.