1223 E Sarah Dewitt Dr Gonzales, TX 78629
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About this home
Welcome to your own private retreat in the heart of Gonzales! Situated on a beautifully landscaped 1.6+ acre corner lot, this updated 4-bedroom, 2-bath traditional home offers over 3,000 square feet of comfortable living space — plus the outdoor oasis you’ve been dreaming of. Inside, you'll find a flexible layout that includes a cozy breakfast nook with fireplace, a sunroom flooded with natural light, and a versatile bonus room perfect for a home office or game room. The kitchen features granite countertops, tile flooring, and plenty of workspace for entertaining or everyday meals. The living/dining combo overlooks the sunroom and back yard. The spacious primary suite offers an en suite bath with walk-in shower and ample closet space. Additional bedrooms feature nice closets and built ins. A cedar closet finishes out the upgraded storage throughout the home. Step outside and relax in your own backyard paradise — complete with a sparkling in-ground chlorine pool, diving board, gazebo, and covered patio ideal for summer barbecues or peaceful mornings with coffee. Mature trees provide shade and privacy, while the fenced backyard and partial sprinkler system make outdoor living easy. A pool house with toilet and sink adds extra convenience for guests and poolside entertaining. All this, right inside the city limits — offering space, style, and comfort with room to roam. Conveniently located across the street from Gonzales Memorial Hospital and Thrive Healthplex and minutes from grocery stores and the restaurants and shopping of downtown Gonzales, this home has it all. Gonzales is minutes from I-10, offering easy access to San Antonio and Houston, an hour commute to South Austin, and a short drive to the Texas Gulf Coast. Welcome home!
Source: CENTRALTEXAS #582445
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.