1224 Murray Cir SW Marietta, GA 30064
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About this home
4.37% Rate Assumable FHA with ROAM! Welcome home! Nestled in a peaceful, tree-lined enclave just minutes from downtown Marietta and easy access to major interstates, this charming ranch home offers the perfect blend of comfort, style and convenience. The exterior welcomes you with its well-maintained brick facade and mature landscaping, setting the tone for the warm and inviting interior that lies within. As you step through the front door, you’ll be greeted by a flowing open layout that seamlessly connects the living, dining and kitchen spaces ideal for both relaxed family living and effortless entertaining. Rich hardwood floors anchor the main level, and abundant natural light streams in through generous windows, illuminating the thoughtfully updated finishes. The heart of the home is the kitchen, where a modern aesthetic meets practical design: sleek cabinetry, solid surface countertops and stainless-steel appliances combine to support culinary creativity and everyday ease. Adjacent to the main gathering area, is the cozy keeping room providing a natural focal point for evenings in, while the formal dining space invites festive meals and holiday gatherings. The primary suite is retreat-worthy, offering a separate closet space, and an ensuite bath with contemporary fixtures. Two additional bedrooms are well-appointed and share access to a full bath with refined finishes. The den addition, provides flexibility perfect as a playroom, home office, gym, hobby studio or guest suite. Step outside to discover a level back yard with a tool shed, and enough space for weekend barbecues, garden beds or simply enjoying the Georgia sunshine in peace. Happy Showing!
Source: FMLS #7675504
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.