1225 Juddson Dr Waxhaw, NC 28173
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About this home
**JUST REDUCED $10K! Modern 3-bed luxury in gated Highlands at Greenbrier + community pool—priced to SELL FAST at $462K! Gourmet kitchen w/ granite+ island flows to open living. Flexible bonus room (office/playroom). 2-car garage. Abundant natural light. Minutes to downtown Waxhaw + I-485. Top schools. 2018 build—move-in ready! Welcome home to modern luxury in Waxhaw! This stunning residence at 1225 Juddson Drive is designed for both entertaining and relaxation. Enjoy the convenience of a spacious two-car garage, offering ample parking and extra storage solutions. The heart of the home, this gourmet kitchen boasts granite countertops, stainless steel appliances, a generous island with seating, and a seamless flow into the open living space. A flexible bonus room offers endless possibilities – ideal for a private office, creative studio, or future expansion. Enjoy natural light and comfortable space. Located in the desirable Highlands at Greenbrier community. Unwind at the sparking community pool, your personal oasis in the heart of the subdivision. You are just minutes from charming downtown Waxhaw and have convenient access to I-485. Your dream home in Waxhaw awaits! **Please be advised that select photographs have been digitally staged using AI technology, as the property is currently owner-occupied and showings require appointments to be scheduled at least one hour in advance, as the owner works from home and needs time to accommodate viewings. For privacy reasons, one bedroom is not included in the listing photos but will be available to view during showings. This bedroom requires some additional TLC, particularly due to noticeable carpet staining.
Source: CANOPYMLS #4310156
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.