12252 Point Reyes Dr Elbert, CO 80106
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About this home
Beautifully Updated Two-Story Home with 4 Bedrooms and 4 Bathrooms Welcome to this stunningly updated two-story home featuring 4 bedrooms, 4 bathrooms, and a 2-car garage. Designed with both style and functionality in mind, this home is move-in ready and packed with upgrades. At the heart of the home is the gorgeous kitchen, showcasing granite countertops, sleek stainless steel appliances, updated lighting, and ample cabinetry. It flows seamlessly into the dining and living areas, making it the perfect space for both everyday living and entertaining. The main level living room is highlighted by a cozy gas fireplace, while upstairs you’ll find spacious bedrooms, including a private primary suite with its own bathroom. The finished basement adds even more flexibility, complete with its own bathroom—ideal for guests, a home office, or a media room. This home has been thoughtfully updated with new flooring, fresh interior paint, modern lighting, new windows, and a radon mitigation system. The garage features a durable epoxy-coated floor, while the exterior boasts new front grass, trees, and bushes for fresh curb appeal. Living here means enjoying more than just the home—you’ll also have exclusive access to neighborhood clubhouses with indoor and outdoor pools, a fitness gym, tennis courts, and basketball courts. Conveniently located near schools, shopping, dining, and major commuter routes, this home combines modern updates, community amenities, and everyday comfort in one perfect package.
Source: PPMLS #8510908
Neighborhood
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.