1226 Robin Hood Ln Dunedin, FL 34698
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About this home
Welcome to your perfect Dunedin retreat—Remodeled & Move-In Ready, high and dry, and ideally located in a coveted no-flood zone and Airbnb Friendly. Whether you’re an investor seeking income potential or a buyer dreaming of a full-time Florida home, this property delivers versatility, comfort, and charm in equal measure. Just a breezy golf cart ride from vibrant Downtown Dunedin, you’ll enjoy easy access to eclectic shops, local eateries, and year-round festivals. Back at home, neutral tile floors flow throughout a traditional yet flexible layout designed for modern living. Relax in the sun-splashed family room featuring a stylish shiplap accent wall, or gather in the spacious dine-in kitchen offering generous counter space, a pantry, and plenty of room for culinary creativity. The light-filled bedrooms provide ample closets and beautifully updated baths for comfort and convenience. A versatile interior laundry room doubles as an office or guest area, complete with its own full bath and walk-in shower, while an additional bonus room awaits your personal touch. Step outside to your own private oasis—an expansive screened four-season room with ceiling fans for year-round enjoyment, overlooking a sparkling pool and sundeck surrounded by a privacy-fenced yard. Gated parking for your boat, golf cart, or RV, and a detached shed/workshop (plumbed with water) provide endless possibilities. Pool, Sundeck & Screened Lanai. Recent upgrades, including kitchen cabinets with quartz counter tops, stainless steel appliances and fresh interior and exterior paint, add peace of mind and lasting value. Minutes to Downtown Dunedin & Honeymoon Island this home truly offers the best of the Florida lifestyle!
Source: STELLAR #TB8445470
Loan details
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.