12296 Revolution Ct Waldorf, MD 20602
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About this home
** Open House Sunday October 5th from 1-3pm. ** Where most streets are just a path, this one is a refuge. Tucked at the very end of a quiet cul-de-sac, this five-bedroom, three-and-a-half-bath residence offers something increasingly rare: true peace and privacy. With no through traffic, the street encourages a slower, more intentional pace of life. Children can play freely, and the stillness is broken only by the sounds of nature. Nature at Your Back Door Backing to permanently protected woods, this home enjoys uninterrupted natural beauty that will never be developed. Start your mornings with coffee on the deck, watching the sunrise over the treetops - no rooftops, no power lines in view, just forest and sky. Wildlife sightings, from deer to songbirds, enhance the sense of retreat, while the large, flat backyard is ideal for soccer games, swing sets, gardens, or quiet relaxation. Spacious Interiors for Everyday Living Step inside to soaring ceilings and sunlit spaces that immediately feel expansive and inviting. A dedicated formal dining room sets the stage for holiday meals and memorable gatherings, while the open-concept layout brings effortless flow between the kitchen and living areas. The kitchen is a chef’s dream, featuring a generous granite island, stainless steel appliances, and ample storage—all opening into a warm and welcoming family room, perfect for both quiet evenings and lively gatherings. Upstairs, four well-proportioned bedrooms provide ample space to grow, with the primary suite offering a true retreat. A spa-inspired en-suite bath and two large walk-in closets make it the perfect end-of-day escape. A flexible loft area provides extra space for play, work, or relaxation, while a centrally located laundry space ensures daily routines run smoothly. Modern Sustainability A cutting-edge solar panel system eliminates electricity bills and often generates income through energy credits—delivering both environmental and financial benefits. Located in the sought-after Fieldside neighborhood, every day feels like a retreat, and every detail makes this a home you’ll never want to leave.
Source: BRIGHT #MDCH2047464
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.