123 Aberdeen Pond Dr Apollo Beach, FL 33572
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About this home
Under contract-accepting backup offers. 123 Aberdeen Pond | 3 Beds | 3 Baths | 2,647 Sq Ft | Bayside Floorplan by Bayfair Builders | Corner Unit Townhome in MiraBay ?? Assumable VA loan with a low interest rate is available! Seller is also providing 6 months of the buyer’s HOA fees — a fantastic added value! This rare corner-unit townhome offers an unbeatable location just steps from MiraBay’s resort-style amenities. The Bayfair floorplan features a spacious primary suite on the main floor with a large walk-in closet and ensuite bath. The main level also includes a bright kitchen with café-style dining area, plus two flexible spaces perfect for a family room, formal dining, or home office. Upstairs, soaring ceilings enhance the open feel of the oversized loft, flanked by two additional large bedrooms and a full bath. Fresh interior paint makes the home move-in ready. Close to the Action: Located a short walk from the MiraBay clubhouse with resort pool and lap lanes, 24-hour fitness center, café, and lounge. Enjoy tennis, pickleball, basketball, playgrounds, parks, and a community boat ramp and kayak launch — all in a golf-cart-friendly neighborhood. Worry-Free Ownership: HOA covers water, exterior grounds care (lawn, landscaping, irrigation), flood and homeowners insurance (walls out), and reserves for roof replacement and exterior painting — perfect for low-maintenance living. Rare corner units like this don’t come along often — schedule your private tour today and enjoy the best of MiraBay living!
Source: STELLAR #TB8415836
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.