123 Lily Park Way Easley, SC 29642
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About this home
BACK ON MARKET DUE TO NO FAULT OF SELLER. Welcome Home! This 3 bed/2 bath home is located in the sought-after Lily Park community just 5 minutes from Main Street Easley and only 20 minutes from both Greenville and Clemson. Inside, the open concept floor plan blends comfort and functionality. The kitchen, dining area, and great room blend seamlessly making it the ideal space for entertaining or spending a quiet night at home. The kitchen features a large center island, granite countertops, a full appliance package, spacious pantry closet, and ample prep space. Enjoy meals in the dining space that overlooks the backyard. The split floor plan allows privacy for the primary suite while still maintaining easy access to the secondary bedrooms. The primary suite overlooks the peaceful backyard and features a walk-in closet with custom built-ins and large shower. The two secondary bedrooms share a full bath with tub/shower combo with each room able to accomodate a queen-sized bed (one room currently being utilized as music room, the opposing as a guest room). The outside living space features a spacious patio for grilling and opens to a fully fenced backyard with wooded views- perfect for relaxing evenings, weekend barbecues, or enjoying the rest of the South Carolina summer! With it’s prime location minutes from Easley and the popular Silos venue and Doodle Trail plus parks, lakes and mountains, you are never far away from shopping, dining and adventure!
Source: GREENVILLESC #1565206
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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