1232 Devonshire Ln La Habra, CA 90631
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About this home
Now's your chance to live in the highly sought after Sunny Hills Village right here in the city of La Habra. As you enter the home you'll notice the natural light coming through the big living room windows and sliding glass door that leads to a private patio. Featuring beautiful walnut wood floors, this cozy living room is perfect for watching your favorite TV shows, reading, or just relaxing at home. You'll enjoy cooking in this updated functional kitchen. There is lots of counter space and more natural light coming from the over-the-sink-window that faces East. The kitchen features a brand new dishwasher, granite counters, shaker style cabinets, farmhouse sink, and lots of storage. Upstairs has a large primary bedroom with double door entry, full length mirrored closet, and direct access to the bathroom. This bathroom has lots of storage and can be accessed from both bedrooms. The second bedroom has a large window that faces West, an oversized closet that can hold all your clothes/accessories, and the same beautiful walnut wood floors that the living room has. Your private patio is perfect for BBQ, spending time with loved ones, gardening, or just relaxing after a long day of work. With direct access from the garage into both the home and patio, this property creates a smooth indoor-outdoor connection. Once you pull in and close the new garage door, the entire space is yours to enjoy in comfort and privacy. The laundry hook ups are located in the garage with lots of storage. This community has so much to offer with a pool, playground, sport court and more. Don't miss out on an opportunity to live in this wonderful neighborhood.
Source: SANDIEGO #PW25254228
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.