1232 Pleasant Knoll Trl Aubrey, TX 76227
Your savings
About this home
This beautifully maintained home features an inviting open layout with a bright kitchen, spacious living area and comfortable bedrooms. A home perfect for family living or entertaining. Just minutes away, grocery shopping is convenient with nearby options including HEB, ALDI, Kroger and Walmart. For entertainment and recreation, residents enjoy quick access to PGA Frisco, a world-class golf and resort destination featuring championship courses, fine dining and family-friendly experiences. Adding even more excitement, the upcoming Universal Kids Resort in Frisco, slated to open in 2026, will bring themed attractions and immersive experiences perfect for families and visitors alike. Outdoor lovers can also explore nearby parks, lakes, and walking trails, while still being within easy reach of shopping, dining, and nightlife. The community’s convenient access to Highway 380, Dallas North Tollway and I35 ensures smooth commutes to Frisco, Denton, and the greater DFW area. Aubrey continues to grow rapidly, offering the perfect blend of small-town charm and modern amenities. With major attractions, top-tier grocery options and new developments nearby, this home represents an ideal balance of comfort, convenience and future opportunity. Don’t miss your chance to enjoy life in one of North Texas’s most dynamic and desirable areas.
Source: NTREIS #21100104
Loan details
Neighborhood
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.