12329 Hawk Creek Dr Frisco, TX 75033
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About this home
Beautifully updated 4-bedroom & 3-bathroom home offering versatile living spaces and modern finishes throughout. This property features stacked formals at the front of the home, providing flexibility for dining and entertaining. The converted gameroom upstairs has been thoughtfully redesigned to include an additional living area and private office, separated by stylish barn doors, creating the perfect setup for work-from-home or multi-use needs. The interior is finished with durable wood-look tile flooring in high-traffic areas and plush carpet in the bedrooms for comfort. The spacious living area flows easily open to the kitchen with plenty of Natural lighting and gas starter with gas log fireplace as the focal point. White and Bright kitchen flows with quartz countertops, kitchen island and eat-in kitchen makes an ideal for gatherings. The primary suite down provides a private retreat, sitting area with plenty of room to relax. The ensuite includes; jetted garden tub, separate vanities and shower with a large walk-in closet. Spacious secondary bedrooms up with ceiling fans and walk-in closets. Step outside to a backyard designed for enjoyment, complete with a covered arbor that offers shade and a great space for outdoor dining or entertaining. With its combination of functionality, charm, and updates, this home is move-in ready and waiting for its next owner. PRIME Location with FRISCO schools and near major highways, shopping and entertainment. Grayhawk is a well-established, amenity-rich, and family-friendly enclave in Frisco. Its newer, sizable homes, top schools, beautiful green infrastructure, and proximity to retail and major roads make it highly attractive—particularly for families and professionals. ROOF REPLACED MAY 2025, REMODELED KITCHEN & UPDATED FLOORING, UPDATED FIXTURES THROUGHOUT, ELECTRIC GATE. Property is located 100 yards from the community pool which is a total of 3 mins walking distance.
Source: NTREIS #21036665
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.