12330 Newt Ct New Port Richey, FL 34654
Your savings
About this home
Elegant 4-Bedroom Home with Spacious Lanai & Expansive Backyard in New Port Richey – No CDD. Welcome to a home where comfort, convenience, and charm come together in perfect harmony. This beautifully maintained 4-bedroom, 3-bathroom residence offers generous living space and a layout designed for both relaxed everyday living and effortless entertaining. Step inside to a warm and inviting interior enhanced by modern tile flooring and abundant natural light. The spacious living area flows seamlessly into the extended enclosed lanai—ideal for hosting guests or enjoying quiet moments in the Florida breeze. The well-appointed kitchen is a chef’s delight, featuring sleek appliances, ample counter space, and abundant cabinetry to meet all your culinary needs. The private master suite provides a tranquil retreat at the end of the day, complete with an ensuite bathroom for added luxury. Three additional bedrooms offer flexibility for guests, a home office, or creative spaces to suit your lifestyle. Outside, the expansive fenced backyard invites you to enjoy Florida living at its finest—perfect for weekend barbecues, gardening, or simply soaking up the sun in your own personal oasis. Located in a desirable neighborhood with no CDD, this home offers easy access to shopping, dining, parks, and top-rated schools, with convenient proximity to major roadways for a smooth commute to Tampa, Clearwater, and surrounding areas. Don’t miss your opportunity to call this exceptional property home. Schedule your private tour today and discover the best of New Port Richey living!
Source: STELLAR #O6327174
Neighborhood
45-day close guarantee
Close stress-free in 45 days, handled start to finish by Roam.
Roam Price Match
If you find a better price on any home, we’ll match it.
FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.