12331 W Sonnet Dr Sun City West, AZ 85375
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About this home
Come see this tastefully updated great room style floor plan in Sun City West! Freshly painted, the bright walls accent the neutral 24'' tile and warm natural dark-wood kitchen cabinets topped in neutral granite counters. The kitchen offers bar stool seating which is perfect when cooking and entertaining friends. There are no popcorn ceilings to contend with and the home offers a third 'bedroom' or flex room that could serve a variety of purposes. This addition is part of the main HVAC system (done by prior owner) and brings the laundry room inside, which is a must in Arizona! The N/S exposure allows the perfect amount of natural light, creating an inviting space. Both bedrooms have roomy walk in closets and the carpeting and entire home have been professionally deep cleaned recently. This home is ready for you to move right in! The expansive backyard offers tremendous opportunity to create your own outside space to relax and enjoy the delightful Arizona winters, the possibilities are endless! The home has great curb appeal with the gorgeous palm trees and freshly painted ironwork and trim. The body of the home has been recently power washed, showing off the pretty slump block that lends a very 1980's vibebut updated with the color scheme! You're close to the recreation center and golf courses and so many conveniences in and around the Sun City West area. Definitely put this home on your list to see! *Tax records do not reflect the added square footage that was created by converting a section of the garage & covered patio into livable space. However, the tax records DO contain a sketch showing the added enclosed 204 square feet but it's reflected as storage. This area has HVAC run to it so it's livable space.
Source: ARMLS #6928939
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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