12350 NE 101st Ct Archer, FL 32618
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About this home
If you’ve been searching for peace, privacy, and room to truly breathe, this beautifully maintained 3-bedroom, 2-bath home checks every box. Whether you’re dreaming of a quiet homestead, a weekend escape, or a property where you can enjoy the outdoors without sacrificing modern comfort, this home offers it all. Step inside to discover a bright, open layout designed for easy living and effortless entertaining. The spacious kitchen provides plenty of storage and counter space, while the cozy living room—with its inviting fireplace—sets the perfect spot to relax and unwind. Love the outdoors? The huge enclosed porch is ideal for morning coffee, evening meals, or hosting friends year-round. For nature lovers and adventurers, this property is a rare find. A private back gate opens directly into Goethe State Forest, giving you endless opportunities for hiking, biking, and horseback riding—literally right from your backyard! The outdoors doesn’t stop there. With 4.40 acres of usable land, you’ll have all the space you need for gardening, animals, or building your dream workshop. Two powered sheds and a covered carport are already in place, making storage and hobbies easy. Deer and wildlife often wander through, creating a tranquil, park-like atmosphere that feels like your own private nature preserve. This isn’t just a house—it’s a lifestyle. Private, peaceful, and full of potential, this rare gem offers the best of both worlds: seclusion with convenience to town. Don’t miss your chance to make it yours!
Source: STELLAR #GC531473
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.