1236 Berry Ln Davenport, FL 33837
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About this home
Could Be your dream home! This stunning 5-bedroom, 3-bathroom residence offers 2,522 SqFt of beautifully designed living space in the highly sought-after Horse Creek at Crosswinds community. Built with durable all-concrete block construction, this impressive two-story home blends modern elegance with everyday functionality. New Kitchen Cabintes and Appliances, new Tile floor. Enjoy an spacious open-concept layout that seamlessly connects the living, dining, and kitchen areas—perfect for entertaining or relaxing with loved ones. The gourmet kitchen is a chef’s delight, featuring top-of-the-line stainless steel appliances, sleek cabinetry with premium gold design handles, white LED energy-saving fixtures, and a modern pull-down faucet. Just off the living room, a private downstairs bedroom and full bathroom offer the perfect retreat for guests or an in-law suite. This space has been upgraded with ceramic tile flooring and a sliding glass door for added accessibility and comfort. Upstairs, a versatile loft area provides additional space for a home office, media room, or play area. The luxurious primary suite is a true sanctuary, featuring a large walk-in closet and a spa-like ensuite bathroom with a double vanity. Three additional well-sized bedrooms share a stylish second full bathroom, with a nearby linen closet and a convenient second-floor laundry room to simplify daily routines. This smart home is equipped with advanced technology, allowing you to control key features remotely from your smart device—offering peace of mind whether you're at home or away. Step outside to your fully fenced backyard, a host’s dream featuring a covered lanai, a comfortable outdoor living area, and premium pavers—perfect for year-round relaxation, family gatherings, or entertaining friends. Don’t miss the opportunity to make this exceptional home yours—schedule a showing today!
Source: STELLAR #O6293790
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Close stress-free in 45 days, handled start to finish by Roam.
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
Roam is committed to and abides by the Fair Housing Act and Equal Opportunity Act.