124 Brookfield Dr Thomaston, GA 30286
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About this home
Welcome to 124 Brookfield Drive. A beautiful craftsman style home in an upscale subdivision, Wynnbrook North. Enjoy the mornings drinking coffee, or reading a book from the rocking chair front porch overlooking a garden style courtyard. The great room features beautiful hardwood floors, tall ceilings, wood beams and a stacked stone fireplace. The kitchen features a large island, stainless steel appliances , lots of cabinet space. There are 2 bedrooms on the main level with one having it's own access to the large deck overlooking the pool and fruit trees. The master bedroom features a luxury bathroom with jacuzzi soaking tub, and separate tile shower. From the master walk out onto your own private balcony overlooking the pool and private yard while enjoying the peace and quiet. Additionally, there is a large unfinished room upstairs that could be finished into a 4th bedroom or office. there has been some electrical work done in this room. As amazing as this house is on the inside, the outside offers just as much. There are 2 large covered deck/porches with ceiling fans and TV that overlook the above ground swimming pool. The backyard and pool area are enclosed with a wood privacy fence. Outside the fenced area the remaining property of the 2.4 acres is wooded/open with fire pit areas and a storage shed. This is a beautiful secluded piece of property just minutes from shoping, restaurants and schools. Call today to schedule your appointment.
Source: GAMLS #10540843
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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