124 Diploma Dr Ladson, SC 29456
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About this home
Welcome to this beautifully maintained 4-bedroom, 2.5-bath home in the highly sought-after Eagle Run community. Ideally located near shopping, dining, and top area amenities, this turnkey property offers comfort, space, and style in one perfect package.The main level features a versatile layout with room for a formal dining area, home office, and a cozy breakfast nook. The large family room is the heart of the home, complete with a gas fireplace and plenty of space to gather. The kitchen is both stylish and functional, offering granite countertops, stainless steel appliances, and a spacious pantry for all your storage needs.Upstairs, you'll find a giant loft area with its own closetperfect as a media room or playroom. Three generously sized secondary bedrooms share a well-appointed full bathroom. The impressive owner's suite is a true retreat, featuring a massive walk-in closet, spa-like en suite bath with a soaking tub and separate shower, and private access to the second-floor balcony. Outside, enjoy your fully fenced backyard with a 6-foot wooden privacy fenceideal for pets, play, or entertaining. The spacious 2-car garage adds extra convenience and storage. This home has been lovingly cared for and is in truly move-in ready condition. Don't miss your opportunity to own a home in one of the area's most convenient locationsschedule your showing today! Use preferred lender to buy this home and receive an incentive towards your closing costs!
Source: CTAR #25025717
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FAQs
Roam is your trusted partner for affordable home ownership. We help manage the assumption process from start to finish, enabling homebuyers to easily purchase their next home with a low-interest rate mortgage attached.
To qualify, you must meet the current FHA, VA, or USDA loan requirements depending on the type of loan you are assuming. This typically means a minimum credit score of 580, although most lenders prefer 620-640. Your debt-to-income ratio should be under the 50% max under FHA guidelines. Additional information such as employment history, explanations of income for each applicant, and asset verification for a down payment may be needed to process the loan.
An assumable mortgage is a type of home loan that allows a homebuyer to take over the existing mortgage terms from the seller, with no cost to the seller. Many government-backed loans, such as FHA and VA loans, are eligible for assumption, and millions of these mortgages are available.
When interest rates on mortgages are high, assuming a mortgage with a rate as low as 2% allows buyers to save up to thousands monthly compared to buying a home with a traditional mortgage at today’s average rates of 7%. A low-rate assumable mortgage could be the key to finding your dream home at an affordable price.
Roam has compiled available listings with low-rate assumable mortgages for you to browse. To get started, enter the city, state, zip code, or school district you’re interested in purchasing in. Utilize the search filters to narrow down your search. Click “Save search” to save your search preferences and activate listing notifications—we’ll email you as soon as new listings match your criteria.
Once you’ve found your dream home and ready to make an offer, schedule a call with a Roam Advisor directly from the listing. Your Roam Advisor will guide you through each step of the process, while also working directly with your agent, the servicer, and the seller to ensure you close on time.
When assuming the existing mortgage as part of a home purchase, the buyer has to cover the seller’s equity in the home. The seller’s equity is the purchase price minus the remaining mortgage balance. This amount must be covered in full through an all-cash down payment or by taking out a second mortgage.
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